Fix your credit score, step by step

A credit score is computed in five parts. Follow these hints to improve each component.

Watch out for hidden fees on "free" credit report websites

If you're looking for a loan, you'll need a good credit score. So called free credit reporting companies sometimes charge a fee. There are other options that never require fees to get an accurate credit score.

TransUnion's Credit Risk Index (CRI) Continues to Decrease, Signaling Improved Consumer Credit Risk Conditions

CHICAGO, IL--(Marketwire - 09/08/10) - TransUnion's proprietary Credit Risk Index continued its decline in the second quarter of 2010, indicating that consumers in the U.S. are less of a credit risk than in previous quarters. At the end of the second quarter of 2010 the TransUnion CRI for the U.S. decreased 0.9 percent and now stands at 127.66. The TransUnion CRI decreased nationally 117 basis ...

Quest for the perfect credit score

A major league pitcher dreams of throwing a perfect game. High schoolers eyeing the Ivy League study furiously in hopes of earning 2400 on the SAT. Meanwhile, Chris Peplinski is pursuing his own brand of flawlessness: an 850 credit score.

Raising a credit score requires fiscal awareness

Q: I am looking to buy my first home, but my credit score isn’t good and there is negative information on my credit report. I’ve made some errors in judgment. How can I increase my credit status to the point where I can purchase my first home?